AUTO INSURANCE FOR ARIZONA DRIVERS—FROM PROS WHO KNOW
The internet makes everything easier these days—even buying auto insurance! But just because you can get insurance online doesn’t mean you should. There’s a lot that goes into determining your rate and getting the best coverage for your car.
When faced with the choice, you should always go with the pros who know about auto insurance coverage—Ever’s Insurance Group. Through continuing education and licensing, we are up-to-date on all auto insurance compliance mandates. You simply won’t get that type of knowledge or service from a website.
PREPARING FOR A QUOTE
There are multiple factors that determine your rates. When you’re searching for auto insurance, it’s important to be prepared to give your broker the following information:
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Do you use your car to commute to work or simply to shuttle kids to soccer practice? Whether you really rack up the miles every day or only drive it on Sundays, it’s important to know the number of miles you’re driving each month.
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Is your car your baby or a dumpster on wheels? How you feel about your car should factor into your decision about coverages and deductibles.
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Do you deliver pizza or people with your car? If you make your living with your vehicle, your insurance needs are different than someone who’s only commuting to work and back each day.
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Do you drive a Ferrari or a Ford Escort? It matters. Certain vehicles are more expensive to insure either because data shows they’re more likely to be stolen or are more often involved in crashes.
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Where you live—and park—impacts your rates. A car parked on a city street is more likely to be involved in a claim then one parked in a suburban garage.
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Are you the only driver or are you sharing your car with a spouse? Do you have teen drivers? Even if they’re not the primary driver of your car, they must be factored into the rate as well.
STEERING YOU IN THE RIGHT DIRECTION—CONTACT OUR TEAM TODAY
As an independent agent, we work for you, not the insurance companies. We’ll meet with you to discuss what type of policy fits the protection you need as a homeowner. Then we’ll handpick a policy that suits your needs while working to find a competitive price. Our agents are here to answer your phone calls, whether you need immediate help or just have a few questions.
SPECIAL COVERAGE CONSIDERATIONS FOR ARIZONA DRIVERS
Insurance Group works with a wide variety of carriers. We know where to go to get you not only the best rate but the protection you seek for your automobile. You’ll find that we can even secure you special coverage.
Discounts and bundling: Many insurance providers offer premium discounts for policyholders who have clean driving records, special training, zero accidents, multiple cars, and more. Still, others offer discounts when you bundle your auto insurance with additional policies, such as homeowner’s or renter’s insurance. We know where to go to get the deals.
Stated value: We’ve all heard the adage that a car depreciates in value the moment you drive it off the dealer’s lot. But, if you invest $100,000 in a car, that’s probably something you don’t want to hear. However, we work with carriers who will insure your car for 100% replacement cost, making you secure in the knowledge that should something happen, your expensive car will be replaced.
GO BEYOND COVERING YOUR HOME, PROTECT YOUR ASSETS YOU’VE WORKED HARD FOR.
Our professional, licensed team knows how to bring you the peace of mind that comes with proper coverage while saving you money on your policy. With multiple carriers at our disposal, we’ll find the right fit for you.